First Time Home Buyers

The Peoria First-Time Home Buyers Resource

As a Peoria first-time homebuyer, you probably have more than a few questions about the process. We’d like you to know we’re on your side. We’re here to help alleviate your anxieties so you can enjoy this exciting experience.

Review the valuable information from all the articles we’ve provided in the Buyers area of this site. All these articles are available free to you because we want you to be prepared and have an enjoyable experience.

Get pre-approved

By getting a pre-approval, you’ll have accomplished two major feats, 1.) you’ll know how much a lender is willing to loan you and 2.) you’ll have started the loan process, which will shorten the time it takes to close on the home you choose.  Get pre-approved now. 

Answer me this

By answering the following questions, you will help us help you find the right mortgage.

• How long will you own the home?
• Is your income likely to change in the near future? If so, will this impact your ability to make the payments on your home?

In addition to our other services, we will also advise you about the interest rates and whether they are going up or down and how quickly they are changing. This will help you determine the best time to purchase your new home.

Get the right type of mortgage

There are many different types of mortgages. Contact us to find out about your options. We’ll explain the differences of each of the most popular choices.

Once you’ve determined the best mortgage type for you, you’ll need to choose a lender. We can recommend qualified lenders that we trust. By using a trusted professional who specializes in mortgages, you’ll find their assistance invaluable in helping you get the right mortgage for your needs.

Finally, read our Defining Your Needs from Your Wants in a Home to help you determine what is necessary in your first Peoria area home. This will help you stay within your budget and save you time from looking at home’s outside your criteria.

Remember, from your initial offer to the property inspection and the closing, we’re here to handle every detail of your real estate transaction. If there’s anything you need, contact us today.